Monday, August 22, 2011

Lower your phone and internet costs

Internet1Phones (including mobiles) and internet are so widely used these days, they have become part of our lives. With plenty of competition among the service providers, the phone (landline as well as mobile) and internet plans are getting cheaper. However, you can always find ways to lower your phone and internet costs. You gotta think carefully before choosing a plan by finding out your weekly or monthly usage.

Mobile phone plans are usually pre-paid or post-paid. The best plan for you depends on your usage. If you already have a pre-paid or post-paid mobile plan and would like to move to a better plan, first find out your usage before looking for a new plan. Go through your usage history as far back as it is relevant and determine your usage pattern. Your service provider usually sends you your monthly usage with your invoice. Don't throw away your usage data as it comes handy when you want to change your provider. If you don't have your usage history, you may still get all your usage history by logging into your service provider's website and going to your account information section.

Tuesday, August 9, 2011

A few frugal habits to get rid of debt

Guest post by Anya Bennett

The post recession U.S has seen a lot of debt burdened people striving to meet their daily needs. If you are among those unfortunate folks, you can certainly shed off you debts by living a frugal life. If you have acquired a loan on credit card, student loan or other loan, you can easily get out of it by living more frugally. By undertaking a good debt management plan, you can easily make significant changes in your debt levels. To avoid debt, make sure you never spend more than you earn.

Saturday, July 9, 2011

Learn to take care of your stuff

Saving money does not always mean hunting for big bargains and discount offers. You should also learn to take care of your stuff so that they last longer. Then you won't have to purchase a similar item again for years.

Usually, the better the quality, the more expensive the products are. But don't be deterred by the expensive price tag. Sometimes it's better to spend a bit more on expensive products that last longer than something that breaks down after being used for a few times. Read my article on buying pricey products to maintain frugality.

I will briefly cover the following important points:
  • Carefully handling of your stuff
  • Keeping the receipt of purchase
  • Being tech-savvy
  • Knowing your consumer rights